Dividend Rates

Your Credit Union now finances 100% of the invoice price plus tax, tag and title on new automobiles for up to 72 months. Your Credit Union will also finance used automobiles according to the NADA Retail value up to 60 months. The length of time financed on used autos will be determined by the age of the vehicle and is at the discretion of the approving loan officers. For current rates, go to our Loan Rates page or contact a Loan Department representative today at 850.857.4328 (HFCU). Loan Calculator.

Account TypeDividend RateAPY*Minimum Deposit
Shares      
Regular 0.15% 0.15% $ 5
Share Draft 0.00% 0.00% $ 0
Christmas Club

0.15%

0.15% $ 0
TMA 0.30% 0.30% $ 5
Certificates      
3 Months 0.30% 0.30% $500
6 Months 0.35% 0.35% $500
12 Months 0.55% 0.55% $500
15 Months 0.55% 0.55% $500
18 Months 0.80% 0.80% $500
24 Months 0.90% 0.90% $500
30 Months 0.90% 0.90% $500
36 Months 1.10% 1.11% $500

Share Accounts are variable rate accounts and rates are subject to change without notice after the accounts are opened

Fees may reduce earnings on share accounts

Early withdrawal penalties may apply on Certificate accounts

Certificate rates are accurate as of 6/30/2015

Share account APYs are effective as of 6/30/2015

*APY = Annual Percentage Yield